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In a world where volatility often defines the cryptocurrency markets, Resolv Labs is charting a different path. Simply put, Resolv Labs is transforming crypto yield with stability at its core. Founded in 2023 in the United Arab Emirates(UAE), this fintech startup is introducing a new era of low-risk, yield-generating strategies through its innovative Resolv Protocol. At a time when both retail and institutional investors are increasingly seeking safer ways to tap into crypto’s potential, Resolv Labs is offering exactly what the market needs: stability, security, and sustainable returns. It was co-founded by Fedor Chmilve, Ivan Kozlov, and Tim Shekikhachev. The company aims to introduce a new stablecoin, the “true delta-neutral stablecoin,” which seeks to minimize risks associated with traditional stablecoins. 

The Problem Resolv Labs Solves

Crypto yields have always come with a catch—the promise of high returns often comes with dangerously high risk. Market crashes, wild price swings, and unstable platforms have left many investors hesitant to participate. Moreover, as the demand for more secure, reliable investment options grows, it’s clear that traditional crypto strategies no longer meet the expectations of cautious investors.

Resolv Labs recognized this gap and set out to solve it. Consequently, their mission is simple but powerful: provide stable yields in crypto without exposing investors to extreme volatility.

The Resolv Solution: Delta-Neutral Stability

At the heart of Resolv Labs’ approach is the Resolv Protocol and its USR stablecoin, a token pegged to the US dollar. Using a delta-neutral strategy, the protocol carefully balances long and short positions in the market. In simple terms, it neutralizes the impact of market movements, ensuring that whether prices rise or fall, users’ returns remain steady.

This approach transforms the way investors interact with crypto. Instead of worrying about timing the market or fearing sudden downturns, Resolv users can enjoy consistent, stable yield generation – an amazing solution for risk-averse participants looking to benefit from the crypto economy.

USR

USR stands for Resolv USR, which is a stablecoin pegged to the US Dollar. It’s a crypto-native stablecoin backed by Ether (ETH) and designed to maintain a stable value of $1. Unlike traditional stablecoins that use cash or bonds, USR is backed solely by ETH, aiming to provide a reliable stable value within the volatile crypto market.

Key Features of USR

1. 1:1 Minting and Redemption with Liquid Collateral
USR is a stablecoin designed for capital efficiency and simplicity. It can be both minted and redeemed directly by users at a one-to-one ratio using approved liquid collateral (such as stablecoins or ETH-backed derivatives). This direct convertibility ensures accessibility, transparency, and immediate liquidity for users.

2. Overcollateralized Stability with an Insurance Layer
To maintain its peg and protect against volatility, USR is overcollateralized. In addition to the 100% backing by liquid assets, an extra safeguard is provided through an insurance mechanism known as the Resolv Liquidity Pool (RLP). This pool is composed of liquid ETH and absorbs risks arising from market volatility, contributing to the overall resilience and solvency of the USR system.

3. Stable Utility Token with a Fixed Value
USR is designed as a utility-focused stablecoin, consistently targeting a value of $1. It does not inherently accrue yield or fluctuate in price, making it ideal for use in trading, settlement, or as a collateral layer in decentralized finance (DeFi) applications where price stability is critical.

4. Optional Yield via Staking – stUSR
While USR itself is non-yielding, users have the option to stake their USR to receive stUSR, a yield-bearing version of the stablecoin. stUSR accrues value over time as it captures returns generated from Resolv’s delta-neutral trading strategies, allowing users to benefit from passive income without sacrificing the stability of the underlying asset.

Resolv Liquidity Pool (RLP)

RLP (Resolv Liquidity Pool): Structure and Key Features

1. Overcollateralization Framework and Role in Risk Absorption
The USR stablecoin is backed by an ETH-based portfolio with collateral exceeding 100% of the value of all USR in circulation. This excess collateral is allocated to the Resolv Liquidity Pool (RLP), which functions as an insurance and risk buffer for the overall system. While the base collateral ensures USR’s dollar peg, the surplus provides protection against extreme market conditions and counterparty risks.

2. Tokenized Representation with Dynamic Valuation
RLP is represented by a token whose value reflects the share of ETH backing it. The price of the RLP token is determined by the net value of ETH held in the insurance layer divided by the total supply of RLP tokens. This price is not fixed—it fluctuates based on the performance of the underlying ETH collateral, as well as the pool’s exposure to market volatility.

3. Minting and Redemption Mechanism Based on Real-Time Valuation
Minting or redeeming RLP requires providing or receiving collateral based on the latest RLP price. As the value of ETH changes or as risks are absorbed and profits distributed, the RLP token price adjusts accordingly. This ensures a fair and transparent process tied directly to the actual net asset value of the pool.

4. Risk Mitigation and Reward Optimization
The core purpose of RLP is to shield USR from systemic risks, including price fluctuations and counterparty defaults. By absorbing downside volatility, RLP fortifies the integrity and reliability of the USR stablecoin. In return for taking on this protective role, RLP participants are entitled to a greater share of profits generated by the collateral pool. These profits stem from yield-bearing strategies such as delta-neutral positions in derivative markets, offering RLP holders the potential for amplified returns.

$RESOLV

$RESOLV – The Governance and Utility Token of the Resolv Protocol

Resolv will introduce a native governance token, $RESOLV, designed to empower the community and align the interests of long-term stakeholders in the ecosystem. This token will play a central role in the decentralized governance, strategic development, and sustainability of the Resolv protocol.

Core Utilities and Functions of $RESOLV

1. Governance Rights
Holders of $RESOLV will have the ability to actively participate in the protocol’s decentralized governance process. Through on-chain voting, token holders will influence key decisions, including but not limited to:

• Adjustments to core protocol parameters (e.g., yield models, collateral ratios, reward emissions)
• Approval and integration of new collateral types, trading venues, or DeFi partnerships
• Strategic direction, roadmap updates, and community-led development initiatives

2. Strategic Alignment with Key Stakeholders
$RESOLV will serve as a tool for aligning incentives among major protocol contributors, including:

• Liquidity providers who support USR and RLP market depth
• Trading venues integrated into Resolv’s delta-neutral strategies
• DeFi platforms building on or collaborating with Resolv
• Long-term partners and ecosystem participants engaged in protocol growth and security

This alignment will help foster sustainable, mutually beneficial relationships that contribute to the protocol’s resilience and expansion.

3. Treasury Allocation and Community Incentives
A portion of the protocol’s treasury, denominated in $RESOLV, will be allocated to initiatives that strengthen the ecosystem, including:

• Bug bounty programs aimed at enhancing security and resilience through responsible disclosure
• Community grants to fund research, tooling, educational content, and integrations contributed by developers and users
• Protocol maintenance and operations supported by trusted community contributors

Token Generation Event (TGE)

The official Token Generation Event (TGE) for $RESOLV is planned but the specific date has not yet been announced. Further details, including distribution mechanics, vesting schedules, and initial use cases, will be shared with the community in upcoming updates.

Resolv Points Program

Resolv Points: Earning and Boosting Mechanism

1. Overview of Resolv Points
Resolv Points are a reward mechanism designed to incentivize user engagement across the Resolv ecosystem. Users can accumulate points by participating in specific platform activities such as minting USR, providing liquidity, staking, or other eligible actions. Each activity comes with a predefined base payout, which determines the number of points earned under standard conditions.

To explore all qualifying activities and their associated base rewards, users can refer to the dedicated Points page.

2. Boosts: Enhancing Rewards

Boosts are multipliers applied to base payouts that significantly increase the number of Resolv Points a user earns. These boosts are expressed as percentages and are calculated directly as a function of the base payout.

The formula for calculating total Resolv Points is as follows:

Total Points = Base Payout × (1 + Boost₁ + Boost₂ + … + Boostₙ)

This cumulative approach allows users to stack multiple boosts and optimize their point-earning potential through strategic participation.

3. Epoch Boost: Early Adopter Incentive

Among the most impactful boosts is the Epoch Boost, a system-wide multiplier granted automatically to all users based on the current reward epoch. Epochs are predefined time periods, and each subsequent epoch offers a lower boost than the one before, making early participation significantly more valuable.

• Epoch Boost is automatically applied to all users.
• The boost diminishes with each new epoch, rewarding early adopters with the highest multipliers.
• No manual action is required to activate this boost.

Example Calculation:

Let’s say a user earns a base payout of 15 points/day per 1 USR.
If the user is participating during Epoch 1, which offers a 150% boost, then:

• Epoch Boost Value = 15 × 150% = 22.5 points
• Total Points Earned = 15 (base) + 22.5 (boost) = 37.5 points/day per USR

Summary of Key Concepts

Momentum and Milestones

Since the launch of the Resolv Protocol in September 2024, the platform’s growth has been nothing short of impressive. Additionally, Assets under the management (AUM) quickly soared to over $600 million, demonstrating strong demand for stable yield strategies in crypto.

Even amid recent market slowdowns, Resolv Labs has maintained approximately $450 million in AUM – a testament to its resilience and the trust it has built among investors.

Massive Investor Confidence

Resolv Labs’ vision hasn’t just caught the attention of users – it’s also drawn significant backing from some of the biggest names in crypto investment. Equally important, in April 2025, the company successfully raised $10 million in seed funding. Leading the round were Cyber.Fund and Maven11, with notable participation from Coinbase Ventures, SCB Limited, Animoca Ventures, Arrington Capital, and several others.

This strong vote of confidence from respected venture capital firms signals a powerful message: “Resolv Labs is building the future of low-risk crypto investing.”

What’s Next for Resolv Labs?

With fresh capital and a rapidly growing user base, Resolv Labs is poised for even greater impact. Furthermore, the team plans to expand its stablecoin innovations – especially exploring Bitcoin-based strategies – and forge deeper partnerships with institutional digital asset managers. As traditional finance increasingly looks for safer ways to engage with crypto markets, Resolv Labs is positioning itself to be the preferred gateway.

Their goal?

To lead the industry’s shift from speculative volatility to secure, yield-driven opportunities for investors across the globe.

Conclusion

Importantly, Resolv Labs isn’t just riding another crypto trend – they’re making waves and redefining the very foundation of crypto investing. Again, by offering a platform built on stability, transparency, and consistent returns, they are closing the gap between traditional finance expectations and the new digital economy.

Lastly, in a market where hype often overshadows substance, Resolv Labs stands out as a beacon of reliability – and for investors seeking real, sustainable value in crypto, that might just be the most exciting opportunity of all.